/* --- CORE DESIGN SYSTEM TOKENS --- */
        :root {
            --clr-gold: #F59E0B;
            --clr-teal: #0A7C6E;
            --clr-white: #FFFFFF;
            --clr-gold-tint: #FFF8E8;
            --clr-teal-tint: #F1FAF8;
            --clr-dark: #14322B;
            --clr-glass: rgba(255, 255, 255, 0.85);
            
            --font-main: "DM Sans", sans-serif;
            --transition-smooth: all 0.5s cubic-bezier(0.16, 1, 0.3, 1);
        }

        /* --- GLOBAL RESET & BASE RULES --- */
        * {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }

        body {
            font-family: var(--font-main);
            background-color: var(--clr-white);
            color: var(--clr-dark);
            overflow-x: hidden;
            -webkit-font-smoothing: antialiased;
        }

        /* Editorial Typography Weights Mapping */
        h1, h2, h3, .massive-headline {
            font-weight: 800;
            line-height: 1.1;
            color: var(--clr-dark);
        }

        .section-title {
            font-weight: 700;
            font-size: 2.5rem;
            line-height: 1.2;
        }

        p, .body-text {
            font-weight: 400;
            line-height: 1.7;
            font-size: 1.05rem;
            color: rgba(20, 50, 43, 0.8);
        }

        .small-label {
            font-weight: 500;
            text-transform: uppercase;
            letter-spacing: 0.15em;
            font-size: 0.85rem;
            color: var(--clr-gold);
        }

        a {
            text-decoration: none;
            color: inherit;
        }

        /* --- SINGLE PAGE APPLICATION NAVIGATION ENGINE --- */
        .page-view {
            display: none;
        }
        .page-view.active-view {
            display: block;
        }

        /* --- COMPONENT STYLING: STICKY FLOATING EDITORIAL HEADER --- */
        .header-wrapper {
            position: fixed;
            top: 0;
            left: 0;
            height: 100px;
            width: 100%;
            padding: 1.5rem 2rem;
            z-index: 1000;
            transition: var(--transition-smooth);
        }

        .header-wrapper.scrolled {
            background-color: var(--clr-white);
            box-shadow: 0 10px 30px rgba(10, 124, 110, 0.08);
            padding: 1rem 2rem;
        }

        .header-container {
            max-width: 1400px;
            margin: 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            background: transparent;
        }

        /* Brand Logo Rendering */
        .brand-logo {
            font-weight: 800;
            font-size: 1.5rem;
            letter-spacing: -0.03em;
            color: var(--clr-dark);
            display: flex;
            align-items: center;
            gap: 0.5rem;
            margin-top: -2.5rem;
            cursor: pointer;
        }

        .brand-logo span {
            color: var(--clr-gold);
        }

        .nav-menu-links {
            display: flex;
            gap: 3rem;   
                     margin-top: -3.5rem;

            list-style: none;
        }

        .nav-menu-links a {
            font-weight: 500;
            font-size: 1rem;
            color: var(--clr-dark);
            position: relative;
            padding-bottom: 0.5rem;
            cursor: pointer;
            transition: var(--transition-smooth);
        }

        .nav-menu-links a::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 0;
            height: 2px;
            background-color: var(--clr-gold);
            transition: var(--transition-smooth);
        }

        .nav-menu-links a:hover::after,
        .nav-menu-links a.active::after {
            width: 100%;
        }

        .contact-cta-btn {
            background-color: var(--clr-dark);
            color: var(--clr-white);
                                 margin-top: -3.5rem;

            padding: 0.75rem 1.75rem;
            border-radius: 4px;
            font-weight: 500;
            font-size: 0.95rem;
            transition: var(--transition-smooth);
            border: 1px solid var(--clr-dark);
        }

        .contact-cta-btn:hover {
            background-color: transparent;
            color: var(--clr-dark);
        }

        /* Responsive Hamburger Menu UI Elements */
        .hamburger-icon {
            display: none;
            flex-direction: column;
            gap: 6px;
            background: none;
            border: none;
            cursor: pointer;
            z-index: 1010;
                                 margin-top: -3.5rem;

        }

        .hamburger-icon span {
            display: block;
            width: 26px;
            height: 2px;
            background-color: var(--clr-dark);
            transition: var(--transition-smooth);
        }

        .mobile-drawer {
            position: fixed;
            top: 0;
            right: -100%;
            width: 85%;
            max-width: 360px;
            height: 100vh;
            background-color: var(--clr-white);
            box-shadow: -15px 0 40px rgba(0,0,0,0.05);
            z-index: 1005;
            display: flex;
            flex-direction: column;
            padding: 7rem 2.5rem;
            gap: 2rem;
            transition: var(--transition-smooth);
        }

        .mobile-drawer.active {
            right: 0;
        }

        .mobile-drawer a {
            font-size: 1.3rem;
            font-weight: 700;
            color: var(--clr-dark);
        }

        /* --- HOME PAGE SECTIONS IMPLEMENTATION --- */
        
        /* Section 1: Hero Section Layout with Subtle Grid Background */
        .hero-viewport-panel {
            background-color: var(--clr-white);
            background-image: radial-gradient(rgba(20, 50, 43, 0.03) 1px, transparent 1px);
            background-size: 24px 24px;
            min-height: 100vh;
            padding: 10rem 2rem 4rem 2rem;
            display: flex;
            align-items: center;
        }

        .hero-asymmetric-grid {
            max-width: 1400px;
            margin: 0 auto;
            width: 100%;
            display: grid;
            grid-template-columns: 1.2fr 0.8fr;
            gap: 4rem;
            position: relative;
        }

        .hero-left-editorial h1 {
            font-size: 5rem;
            letter-spacing: -0.04em;
            margin-bottom: 2rem;
            text-transform: uppercase;
        }

        .hero-left-editorial p {
            font-size: 1.2rem;
            max-width: 550px;
            margin-bottom: 3rem;
        }

        .hero-cta-group {
            display: flex;
            gap: 1.5rem;
        }

        .btn-premium {
            padding: 1rem 2rem;
            font-weight: 700;
            font-size: 1rem;
            border-radius: 2px;
            transition: var(--transition-smooth);
            display: inline-block;
        }

        .btn-premium.primary {
            background-color: var(--clr-teal);
            color: var(--clr-white);
        }

        .btn-premium.primary:hover {
            background-color: var(--clr-dark);
            transform: translateY(-2px);
        }

        .btn-premium.secondary {
            border: 1px solid rgba(20, 50, 43, 0.2);
            color: var(--clr-dark);
        }

        .btn-premium.secondary:hover {
            background-color: var(--clr-teal-tint);
            border-color: var(--clr-teal);
        }

        .hero-right-media {
            position: relative;
            display: flex;
            justify-content: flex-end;
        }

        .tall-finance-img {
            width: 85%;
            height: 650px;
            object-fit: cover;
            border-radius: 4px;
            box-shadow: 0 30px 60px rgba(20, 50, 43, 0.06);
        }

        /* Floating Overlapping Gold Stat Card Asset */
        .floating-gold-stat-card {
            position: absolute;
            left: -15%;
            top: 35%;
            background-color: var(--clr-gold);
            color: var(--clr-dark);
            padding: 3rem 2.5rem;
            width: 320px;
            border-radius: 4px;
            box-shadow: 0 25px 50px rgba(245, 158, 11, 0.25);
            z-index: 5;
            display: flex;
            flex-direction: column;
            gap: 2rem;
        }

        .stat-item-block h4 {
            font-size: 2.2rem;
            font-weight: 800;
            line-height: 1;
        }

        .stat-item-block p {
            font-size: 0.9rem;
            font-weight: 500;
            color: rgba(20, 50, 43, 0.7);
        }

        /* Section 2: Insurance Architecture Panel */
        .section-insurance-architecture {
            background-color: var(--clr-teal-tint);
            padding: 8rem 2rem;
        }

        .architecture-grid {
            max-width: 1400px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 6rem;
            align-items: flex-start;
        }

        .architecture-left {
            position: sticky;
            top: 150px;
        }

        .architecture-left h2 {
            margin-bottom: 2rem;
        }

        .architecture-cards-stack {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }

        .insurance-stack-card {
            padding: 3rem;
            border-radius: 4px;
            box-shadow: 0 10px 30px rgba(20, 50, 43, 0.02);
            transition: var(--transition-smooth);
        }

        .insurance-stack-card:hover {
            transform: translateY(-4px) scale(1.01);
        }

        .insurance-stack-card.card-white { background-color: var(--clr-white); color: var(--clr-dark); }
        .insurance-stack-card.card-teal { background-color: var(--clr-teal); color: var(--clr-white); }
        .insurance-stack-card.card-teal p { color: rgba(255,255,255,0.8); }
        .insurance-stack-card.card-teal h3 { color: var(--clr-white); }
        .insurance-stack-card.card-gold { background-color: var(--clr-gold); color: var(--clr-dark); }

        .insurance-stack-card h3 {
            font-size: 1.8rem;
            margin-bottom: 1rem;
        }

        /* Section 3: Horizontal Journey Timeline Core Component */
        .section-financial-pathway {
            background-color: var(--clr-white);
            padding: 8rem 2rem;
            text-align: center;
        }

        .timeline-wrapper {
            max-width: 1200px;
            margin: 4rem auto;
            display: flex;
            justify-content: space-between;
            position: relative;
        }

        .timeline-wrapper::before {
            content: '';
            position: absolute;
            top: 25px;
            left: 0;
            width: 100%;
            height: 1px;
            background-color: rgba(20, 50, 43, 0.1);
            z-index: 1;
        }

        .timeline-step-node {
            position: relative;
            z-index: 2;
            flex: 1;
            cursor: pointer;
        }

        .node-dot {
            width: 50px;
            height: 50px;
            background-color: var(--clr-white);
            border: 2px solid var(--clr-teal);
            border-radius: 50%;
            margin: 0 auto 1.5rem auto;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            color: var(--clr-teal);
            transition: var(--transition-smooth);
        }

        .timeline-step-node:hover .node-dot {
            background-color: var(--clr-gold);
            border-color: var(--clr-gold);
            color: var(--clr-dark);
            transform: scale(1.15);
        }

        .node-title {
            font-weight: 700;
            font-size: 1.25rem;
            margin-bottom: 0.5rem;
        }

        .node-expanded-desc {
            max-height: 0;
            overflow: hidden;
            opacity: 0;
            font-size: 0.9rem;
            transition: var(--transition-smooth);
            max-width: 200px;
            margin: 0 auto;
        }

        .timeline-step-node:hover .node-expanded-desc {
            max-height: 100px;
            opacity: 1;
            margin-top: 0.5rem;
        }

        .pathway-explanatory-paragraph {
            max-width: 900px;
            margin: 4rem auto 0 auto;
            font-size: 1.3rem;
            line-height: 1.8;
            color: var(--clr-dark);
        }

        /* Section 4: Featured Insights Editorial Newspaper Grid Architecture */
        .section-featured-insights {
            background-color: var(--clr-gold-tint);
            padding: 8rem 2rem;
        }

        .newspaper-grid {
            max-width: 1400px;
            margin: 3rem auto 0 auto;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
        }

        .insight-card {
            background-color: var(--clr-white);
            padding: 2.5rem;
            border-radius: 2px;
            display: flex;
            flex-direction: column;
            box-shadow: 0 4px 20px rgba(20, 50, 43, 0.02);
            transition: var(--transition-smooth);
        }

        .insight-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 35px rgba(20, 50, 43, 0.05);
        }

        .insight-card.large-feature-block {
            grid-column: span 4;
            display: grid;
            grid-template-columns: 1.2fr 0.8fr;
            gap: 4rem;
            align-items: center;
            background-color: var(--clr-dark);
            color: var(--clr-white);
        }

        .insight-card.large-feature-block h3 {
            color: var(--clr-white);
            font-size: 2.8rem;
            margin: 1rem 0;
        }

        .insight-card.large-feature-block p {
            color: rgba(255,255,255,0.7);
        }

        .insight-card h3 {
            font-size: 1.4rem;
            margin: 0.75rem 0 1rem 0;
        }

        .insight-card p {
            font-size: 0.95rem;
            margin-bottom: 2rem;
            flex-grow: 1;
        }

        .read-more-link {
            font-weight: 700;
            font-size: 0.9rem;
            color: var(--clr-teal);
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
        }

        .insight-card.large-feature-block .read-more-link {
            color: var(--clr-gold);
        }

        /* Section 5: Interactive Numbers Panel Container */
        .section-interactive-numbers {
            background-color: var(--clr-teal);
            color: var(--clr-white);
            padding: 6rem 2rem;
        }

        .counters-container-row {
            max-width: 1400px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 3rem;
            text-align: center;
        }

        .counter-unit h3 {
            font-size: 4rem;
            color: var(--clr-gold);
            font-weight: 800;
            margin-bottom: 0.5rem;
        }

        .counter-unit p {
            color: rgba(255, 255, 255, 0.8);
            font-weight: 500;
            text-transform: uppercase;
            letter-spacing: 0.1em;
        }

        /* Section 6: Advisor Spotlight Matrix Panel */
        .section-advisor-spotlight {
            background-color: var(--clr-white);
            padding: 8rem 2rem;
            position: relative;
            overflow: hidden;
        }

        .diagonal-split-layout {
            max-width: 1400px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 0.9fr 1.1fr;
            gap: 6rem;
            align-items: center;
        }

        .spotlight-left-media {
            position: relative;
        }

        .advisor-portrait-img {
            width: 100%;
            height: 600px;
            object-fit: cover;
            border-radius: 4px;
        }

        /* Floating Quote Component Box Overlaying Image Content */
        .floating-quote-box-panel {
            position: absolute;
            bottom: -30px;
            right: -40px;
            background-color: var(--clr-white);
            padding: 2.5rem;
            border-left: 4px solid var(--clr-gold);
            box-shadow: 0 20px 40px rgba(20, 50, 43, 0.08);
            max-width: 380px;
        }

        .floating-quote-box-panel p {
            font-style: italic;
            color: var(--clr-dark);
            font-weight: 500;
        }

        .spotlight-right-bio h2 {
            margin-bottom: 1rem;
        }

        .advisor-credentials-tag {
            font-size: 1.1rem;
            color: var(--clr-teal);
            font-weight: 700;
            margin-bottom: 2rem;
        }

        .bio-narrative-text {
            margin-bottom: 2rem;
        }

        /* Section 7: Wealth Strategies Panel Display */
        .section-wealth-strategies {
            background-color: var(--clr-gold);
            padding: 8rem 2rem;
        }

        .oversized-cards-matrix {
            max-width: 1400px;
            margin: 4rem auto 0 auto;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2.5rem;
        }

        .oversized-strategy-card {
            background-color: var(--clr-white);
            padding: 4rem 3rem;
            border-radius: 4px;
            box-shadow: 0 20px 40px rgba(20, 50, 43, 0.05);
            display: flex;
            flex-direction: column;
            gap: 2rem;
            transition: var(--transition-smooth);
        }

        .oversized-strategy-card:hover {
            transform: translateY(-8px);
        }

        .oversized-strategy-card .index-num {
            font-size: 3.5rem;
            font-weight: 800;
            color: rgba(10, 124, 110, 0.15);
            line-height: 1;
        }

        .oversized-strategy-card h3 {
            font-size: 1.8rem;
        }

        /* Section 8: Market Outlook Asymmetric Layout */
        .section-market-outlook {
            background-color: var(--clr-white);
            padding: 8rem 2rem;
        }

        .asymmetric-market-grid {
            max-width: 1400px;
            margin: 4rem auto 0 auto;
            display: grid;
            grid-template-columns: 1.2fr 0.8fr;
            gap: 2.5rem;
        }

        .market-card {
            background-color: var(--clr-teal-tint);
            padding: 3rem;
            border-radius: 4px;
        }

        .market-card.span-large-graph {
            grid-row: span 2;
            display: flex;
            flex-direction: column;
            justify-content: space-between;
            min-height: 550px;
        }

        .mock-graph-graphic {
            width: 100%;
            height: 300px;
            border-bottom: 2px solid var(--clr-dark);
            border-left: 2px solid var(--clr-dark);
            margin-top: 2rem;
            position: relative;
            background: linear-gradient(to top right, rgba(10, 124, 110, 0.05), transparent);
        }

        .mock-graph-vector-line {
            position: absolute;
            bottom: 20%;
            left: 0;
            width: 100%;
            height: 100%;
            border-bottom: 4px solid var(--clr-gold);
            transform: rotate(-15deg);
            transform-origin: bottom left;
        }

        .market-card.commentary-dark-block {
            grid-column: span 2;
            background-color: var(--clr-dark);
            color: var(--clr-white);
        }

        .market-card.commentary-dark-block h3 {
            color: var(--clr-white);
            margin-bottom: 1.5rem;
        }

        .market-card.commentary-dark-block p {
            color: rgba(255,255,255,0.75);
        }

        /* Section 9: Client Stories Testimonial Slider Panel */
        .section-client-stories {
            background-color: var(--clr-teal-tint);
            padding: 8rem 2rem;
            overflow: hidden;
        }

        .testimonial-slider-viewport {
            max-width: 1200px;
            margin: 3rem auto 0 auto;
        }

        .testimonial-carousel-track {
            display: flex;
            gap: 4rem;
            transition: var(--transition-smooth);
        }

        .testimonial-slide-node {
            min-width: 100%;
        }

        .testimonial-slide-node blockquote {
            font-size: 2.2rem;
            font-weight: 700;
            line-height: 1.4;
            color: var(--clr-dark);
            margin-bottom: 2rem;
            position: relative;
        }

        .testimonial-attribution-name {
            font-weight: 700;
            font-size: 1.1rem;
            color: var(--clr-teal);
        }

        /* Section 10: Subscribe Hub Glassmorphism Container Section */
        .section-subscribe-hub {
            background-color: var(--clr-teal);
            padding: 8rem 2rem;
            display: flex;
            justify-content: center;
            align-items: center;
        }

        .center-glass-form-card {
            background: var(--clr-glass);
            backdrop-filter: blur(16px);
            -webkit-backdrop-filter: blur(16px);
            border: 1px solid rgba(255, 255, 255, 0.4);
            padding: 5rem 4rem;
            max-width: 700px;
            width: 100%;
            text-align: center;
            border-radius: 8px;
            box-shadow: 0 30px 60px rgba(10, 124, 110, 0.2);
        }

        .center-glass-form-card h2 {
            font-size: 2.5rem;
            margin-bottom: 1rem;
        }

        .center-glass-form-card p {
            margin-bottom: 3rem;
        }

        .subscription-processing-engine-form {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
            width: 100%;
        }

        .input-text-email-field {
            width: 100%;
            padding: 1.2rem 1.5rem;
            border: 1px solid rgba(20, 50, 43, 0.15);
            background-color: rgba(255,255,255,0.8);
            border-radius: 4px;
            font-family: var(--font-main);
            font-size: 1rem;
            color: var(--clr-dark);
        }

        .input-text-email-field:focus {
            outline: none;
            border-color: var(--clr-teal);
        }

        .form-cta-actions-row {
            display: flex;
            gap: 1.5rem;
            justify-content: center;
        }

        .form-engine-submit-btn {
            padding: 1rem 2rem;
            font-family: var(--font-main);
            font-weight: 700;
            font-size: 1rem;
            border: none;
            cursor: pointer;
            border-radius: 4px;
            transition: var(--transition-smooth);
        }

        .form-engine-submit-btn.btn-action-subscribe {
            background-color: var(--clr-gold);
            color: var(--clr-dark);
            flex-grow: 1;
        }

        .form-engine-submit-btn.btn-action-unsubscribe {
            background-color: transparent;
            color: var(--clr-dark);
            border: 1px solid rgba(20, 50, 43, 0.3);
        }

        .form-engine-submit-btn:hover {
            opacity: 0.9;
            transform: translateY(-1px);
        }

        /* --- COMPONENT STYLING: GLOBAL FOOTER --- */
        .site-footer-editorial {
            background-color: var(--clr-white);
            padding: 6rem 2rem 3rem 2rem;
            border-top: 1px solid var(--clr-teal-tint);
        }

        .footer-upper-editorial-identity {
            max-width: 1400px;
            margin: 0 auto 4rem auto;
        }

        .footer-upper-editorial-identity h2 {
            font-size: 4rem;
            letter-spacing: -0.04em;
        }

        .footer-navigation-columns-grid {
            max-width: 1400px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(5, 1fr) 0.5fr;
            gap: 2rem;
            padding-bottom: 4rem;
            border-bottom: 1px solid rgba(20, 50, 43, 0.08);
        }

        .footer-column-stack h4 {
            font-size: 1.1rem;
            margin-bottom: 1.5rem;
            color: var(--clr-dark);
        }

        .footer-column-stack ul {
            list-style: none;
            display: flex;
            flex-direction: column;
            gap: 0.75rem;
        }

        .footer-column-stack ul a {
            font-size: 0.95rem;
            color: rgba(20, 50, 43, 0.7);
            transition: var(--transition-smooth);
            cursor: pointer;
        }

        .footer-column-stack ul a:hover {
            color: var(--clr-teal);
            padding-left: 4px;
        }

        .vertical-divider-line {
            border-left: 1px solid rgba(20, 50, 43, 0.1);
            height: 100%;
            grid-column: 6;
            justify-self: center;
        }

        .footer-bottom-compliance-row {
            max-width: 1400px;
            margin: 2.5rem auto 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-size: 0.9rem;
            color: rgba(20, 50, 43, 0.6);
        }

        .compliance-links-group {
            display: flex;
            gap: 2rem;
        }

        .compliance-links-group a {
            cursor: pointer;
        }

        .compliance-links-group a:hover {
            color: var(--clr-teal);
        }

        /* --- INTERNAL SUB-PAGES COMPONENT DEFINITIONS --- */
        
        /* About Page Layout */
        .about-hero-panel {
            background-color: var(--clr-gold);
            min-height: 80vh;
            display: grid;
            grid-template-columns: 1fr 1fr;
            align-items: center;
            padding: 8rem 4rem 4rem 4rem;
        }

        .vertical-text-display h1 {
            font-size: 7rem;
            line-height: 0.9;
            text-transform: uppercase;
            color: var(--clr-dark);
        }

        .about-hero-panel img {
            width: 100%;
            height: 550px;
            object-fit: cover;
            border-radius: 4px;
        }

        .about-narrative-columns-wrap {
            max-width: 1400px;
            margin: 6rem auto;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 4rem;
            padding: 0 2rem;
        }

        .values-square-grid {
            max-width: 1400px;
            margin: 6rem auto;
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
            padding: 0 2rem;
        }

        .giant-square-value-card {
            background-color: var(--clr-teal-tint);
            padding: 4rem 3rem;
            aspect-ratio: 1 / 1;
            display: flex;
            flex-direction: column;
            justify-content: space-between;
            border-radius: 4px;
        }

        .giant-square-value-card h3 {
            font-size: 2rem;
        }

        /* Insurance Subpage Layout */
        .insurance-hero-panel {
            background-color: var(--clr-teal);
            color: var(--clr-white);
            padding: 12rem 2rem 6rem 2rem;
            text-align: center;
        }

        .insurance-hero-panel h1 {
            color: var(--clr-white);
            font-size: 4rem;
        }

        .oversized-insurance-grid-cards {
            max-width: 1400px;
            margin: 6rem auto;
            display: grid;
            grid-template-columns: repeat(5, 1fr);
            gap: 1.5rem;
            padding: 0 2rem;
        }

        .oversized-insurance-card-node {
            background-color: var(--clr-gold-tint);
            padding: 3rem 2rem;
            text-align: center;
            border-radius: 4px;
            transition: var(--transition-smooth);
        }

        .oversized-insurance-card-node:hover {
            background-color: var(--clr-gold);
            transform: translateY(-5px);
        }

        .oversized-insurance-card-node h3 {
            font-size: 1.5rem;
            margin-bottom: 1rem;
        }

        /* Services Subpage Layout */
        .full-viewport-service-block {
            min-height: 100vh;
            display: flex;
            align-items: center;
            padding: 8rem 4rem;
            border-bottom: 1px solid rgba(20, 50, 43, 0.05);
        }

        .full-viewport-service-block:nth-child(even) {
            background-color: var(--clr-teal-tint);
        }

        .service-viewport-inner-layout {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 0.4fr 1.6fr;
            gap: 4rem;
            width: 100%;
        }

        .service-viewport-inner-layout .huge-num-label {
            font-size: 6rem;
            font-weight: 800;
            color: var(--clr-gold);
            line-height: 1;
        }

        /* Resources Subpage Layout */
        .resources-hero-panel {
            padding: 12rem 2rem 4rem 2rem;
            max-width: 1400px;
            margin: 0 auto;
            border-bottom: 2px solid var(--clr-dark);
        }

        .resources-magazine-grid-layout {
            max-width: 1400px;
            margin: 4rem auto;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 3rem;
            padding: 0 2rem;
        }

        /* Contact Page Layout */
        .luxury-contact-container-panel {
            max-width: 1400px;
            margin: 12rem auto 6rem auto;
            display: grid;
            grid-template-columns: 1.2fr 0.8fr 1fr;
            gap: 3rem;
            padding: 0 2rem;
        }

        .contact-form-component {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }

        .form-input-element {
            width: 100%;
            padding: 1rem;
            border: 1px solid rgba(20, 50, 43, 0.15);
            border-radius: 4px;
            font-family: var(--font-main);
        }

        .office-visual-wrapper img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            border-radius: 4px;
            min-height: 400px;
        }

        .contact-details-sidebar {
            background-color: var(--clr-teal-tint);
            padding: 3rem;
            border-radius: 4px;
            display: flex;
            flex-direction: column;
            gap: 2rem;
        }

        .accordion-faq-block-section {
            max-width: 1000px;
            margin: 6rem auto;
            padding: 0 2rem;
        }

        .accordion-node-item {
            border-bottom: 1px solid rgba(20, 50, 43, 0.1);
            padding: 1.5rem 0;
            cursor: pointer;
        }

        .accordion-question-row {
            display: flex;
            justify-content: space-between;
            font-weight: 700;
            font-size: 1.2rem;
        }

        .accordion-answer-content {
            max-height: 0;
            overflow: hidden;
            opacity: 0;
            transition: var(--transition-smooth);
            margin-top: 0rem;
        }

        .accordion-node-item.open .accordion-answer-content {
            max-height: 200px;
            opacity: 1;
            margin-top: 1rem;
        }

        /* --- INTERNAL LEGAL PRIVACY/TERMS PAGES TEMPLATES --- */
        .legal-document-container {
            max-width: 900px;
            margin: 12rem auto 6rem auto;
            padding: 0 2rem;
        }

        .legal-document-container h1 {
            font-size: 3.5rem;
            margin-bottom: 1rem;
        }

        .legal-document-container h3 {
            font-size: 1.5rem;
            margin: 2rem 0 1rem 0;
        }

        /* --- RESPONSIVE MEDIA BREAKPOINTS --- */
        @media (max-width: 1200px) {
            .hero-left-editorial h1 { font-size: 3.8rem; }
            .newspaper-grid { grid-template-columns: repeat(2, 1fr); }
            .insight-card.large-feature-block { grid-column: span 2; grid-template-columns: 1fr; }
            .oversized-cards-matrix, .asymmetric-market-grid { grid-template-columns: 1fr; }
            .market-card.commentary-dark-block { grid-column: span 1; }
            .oversized-insurance-grid-cards { grid-template-columns: repeat(3, 1fr); }
            .footer-navigation-columns-grid { grid-template-columns: repeat(3, 1fr); }
            .vertical-divider-line { display: none; }
        }

        @media (max-width: 992px) {
            .hero-asymmetric-grid, .architecture-grid, .diagonal-split-layout, .luxury-contact-container-panel { grid-template-columns: 1fr; }
            .hero-right-media { justify-content: center; margin-top: 4rem; }
            .tall-finance-img { width: 100%; height: 450px; }
            .floating-gold-stat-card { left: 5%; top: -10%; width: 90%; position: relative; display: grid; grid-template-columns: repeat(3, 1fr); }
            .architecture-left { position: relative; top: 0; }
            .counters-container-row { grid-template-columns: repeat(2, 1fr); }
            .about-hero-panel { grid-template-columns: 1fr; gap: 3rem; }
            .about-narrative-columns-wrap, .values-square-grid, .resources-magazine-grid-layout { grid-template-columns: 1fr; }
            .giant-square-value-card { aspect-ratio: auto; }
        }

        @media (max-width: 768px) {
            .nav-menu-links, .contact-cta-btn { display: none; }
            .hamburger-icon { display: flex; }
            .hero-left-editorial h1 { font-size: 2.8rem; }
            .floating-gold-stat-card { grid-template-columns: 1fr; gap: 1.5rem; }
            .timeline-wrapper { flex-direction: column; gap: 3rem; align-items: flex-start; text-align: left; padding-left: 2rem; }
            .timeline-wrapper::before { width: 2px; height: 100%; left: 45px; top: 0; }
            .timeline-step-node { display: flex; gap: 2rem; align-items: center; }
            .node-dot { margin: 0; }
            .timeline-node-content-wrap { display: flex; flex-direction: column; }
            .timeline-step-node:hover .node-expanded-desc { max-width: 100%; }
            .newspaper-grid, .counters-container-row, .oversized-insurance-grid-cards { grid-template-columns: 1fr; }
            .form-cta-actions-row { flex-direction: column; }
            .footer-navigation-columns-grid { grid-template-columns: 1fr; }
            .footer-bottom-compliance-row { flex-direction: column; gap: 1.5rem; text-align: center; }
            .service-viewport-inner-layout { grid-template-columns: 1fr; gap: 1rem; }
        }